Does Sam’s Club Accept Apple Pay? Unveiling the Truth (2024)

In today’s fast-paced world, seamless payment experiences are essential for shoppers. The rise of digital wallets like Apple Pay, many people wonder if major retailers like Sam’s Club have embraced this technology. This article will thoroughly explore Sam’s Club’s stance on Apple Pay. It is providing the most comprehensive answers. Let’s dive into the world of contactless payments and discover how Sam’s Club keeps up with the trend.

Does Sam’s Club Accept Apple Pay in 2024?

Sam’s Club does not support Apple Pay for in-store or online purchases. Thus, there are two alternative methods for iPhone users while shopping at Sam’s Club. First, using the Sam’s Club Scan & Go App. Or buying an item at Sam’s Club via Instacart and paying with Apple Pay.

Reasons for Sam’s Club’s Stance on Apple Pay

Sam’s Club, a leading warehouse retailer, has yet to embrace Apple Pay as a payment method in 2024. Despite its widespread popularity, here are some possible reasons why this major retailer has yet to implement Apple Pay :

  1. High transaction fees. Apple Pay is known for charging higher transaction fees than others. It could deter Sam’s Club, which seeks to cut costs and maintain competitive customer pricing.
  2. Data collection limitations. Retailers like Sam’s Club use customer data to personalize recommendations. Then offer tailored promotions, and enhance their marketing efforts. Apple Pay’s privacy-focused approach may limit Sam’s Club’s ability to collect and use consumer data.
  3. In-house digital wallet. Sam’s Club has developed its digital wallet solution, the Scan & Go app. This app is compatible with both Apple and Android devices. By promoting its proprietary app, Sam’s Club can provide a unique shopping experience. While retaining control over the payment process.

Sam’s Club has not officially stated why it decided not to accept Apple Pay. But, these factors may have contributed to its current stance. Despite Apple Pay support, Sam’s Club remains committed to offering alternative and convenient payment options through its Scan & Go app.

Alternative Ways to Pay with an iPhone at Sam’s Club

Although Sam’s Club does not accept Apple Pay, there are still ways to pay using iPhone while shopping at Sam’s Club. Two popular alternatives include the Sam’s Club Scan & Go app and Apple Pay via Instacart.

Using the Sam’s Club Scan & Go App

The Sam’s Club Scan & Go app is an excellent option for iPhone users looking to make payments quickly. This app allows customer to scan items while shop and then pay for them directly within the app. To use the Scan and Go app, follow these steps:

  1. Download the Scan and Go app on iPhone.
  2. Sign in with Sam’s Club account or create a new one.
  3. Scan items with iPhone’s camera while shop.
  4. Review the cart and make any necessary adjustments.
  5. Complete the payment using preferred method within the app.
  6. Show the digital receipt to the staff member at the exit before leaving the store.

Using Apple Pay via Instacart

Another way to pay with iPhone at Sam’s Club is by using Apple Pay through the Instacart app. Instacart is a popular grocery delivery service that partners with Sam’s Club. It allowing customer to shop for items and deliver to their doorstep. Here’s how to use Apple Pay with Instacart:

  1. Download the Instacart app on iPhone.
  2. Sign up for an Instacart account or log in to existing account.
  3. Select Sam’s Club as preferred store.
  4. Add items to the cart and proceed to checkout.
  5. Choose Apple Pay as payment method and complete the transaction.

Sam’s Club does not accept Apple Pay. But, customer can still make payments via iPhone. They can use the Sam’s Club Scan & Go app or Apple Pay through Instacart. These alternative payment methods offer convenience and flexibility for iPhone users.

Accepted Payment Methods at Sam’s Club

This retail giant offers various payment options for both in-store and online purchases. Here are the list of Sam’s Club payment options:

Payment MethodIn-StoreOnline
Sam’s Club Credit (PLCC)YesYes
Walmart & Sam’s Club Gift CardsYesYes
Cash or CheckYesNo
Debit CardYesYes
American ExpressYesYes
Walmart Credit (PLCC)YesNo
Prepaid Credit CardsYesNo
Sam’s Club Payment Options

Sam’s Club does not accept EBT/SNAP for pickup orders, and this is only for in-club purchases. They also do not accept PayPal for online purchases. International credit cards are not accepted either in-club or online.

Benefits of the Sam’s Club App

The Sam’s Club App offers users a convenient and efficient shopping experience. Its App design maximizes your membership, saves time, and provides a personalized experience. The Sam’s Club App’s many benefits focus on two specific features. The Scan and Go Feature and Personalized Recommendations and Offers.

Scan and Go Feature

One of the standout benefits of the Sam’s Club App is the Scan and Go feature. This innovative tool allows customer to scan items as while shop. Then pay directly from their phone, and ultimately skip the checkout line in the Club. It’s a significant time-saving feature that lets customer avoid long lines. Scan the barcodes of the items wish to buy and pay through the app. Last, show the digital receipt to an associate on the way out.

Personalized Recommendations and Offers

Another advantage of the Sam’s Club App is its personalized recommendations and offers. Based on customer shopping habits and preferences. The app suggests products and deals tailored to customer specific needs. This feature helps discover new items and offers exclusive discounts and promotions. It’s an intelligent way to make customer shopping experience more enjoyable and cost-effective.

Other Stores That Accept Apple Pay

In addition to Sam’s Club, many other stores now accept Apple Pay. It making shopping experience more convenient and seamless. Also, Apple Pay is a secure and efficient way to buy without cash or cards. Here is the retail and the complete list of stores accepting Apple Pay in 2024 :

RetailerApple Pay SupportDescription
Costco WholesaleYesA leading warehouse club with a vast product selection, offering seamless shopping with Apple Pay.
TargetYesA popular retail chain supporting Apple Pay for a wide range of items, including groceries.
AmazonIndirectPurchase Amazon gift cards with Apple Pay and apply the balance to your Amazon account.
KrogerSelect LocationsA major supermarket chain accepting Apple Pay at select locations.
AldiYesA store focused on affordable, high-quality products, incorporating Apple Pay for convenience.
LidlYesAn international supermarket chain enhancing customer convenience with Apple Pay.
PublixYesA well-known supermarket chain accepting Apple Pay for convenient and secure transactions.
MeijerYesA regional supercenter chain providing a diverse selection of products, accepting Apple Pay.
Trader Joe’sYesA unique grocery store known for its private-label products, offering Apple Pay for convenience.
Whole Foods MarketYesAn organic and natural foods supermarket, accepting Apple Pay for a seamless shopping experience.
Hy-VeeYesA popular Midwest grocery chain, implementing Apple Pay to enhance the customer’s shopping experience.
Stores Accepting Apple Pay

Frequently Asked Questions

Do you need to install the Sam’s Club app when paying using an iPhone?

To pay at Sam’s Club using an iPhone, installing the Sam’s Club app is required. Download the Sam’s Club Scan & Go app, which is available in the Apple App Store. This app enables a convenient and efficient shopping experience. It allowing customers to scan items as they shop and pay for their purchases through the app. So, iPhone users can enjoy a seamless checkout, bypassing traditional checkout lines.

What ATMs use Apple Pay?

Apple Pay compatibility with ATMs varies by a financial institution and location. A growing number of banks and ATM operators are enabling Apple Pay functionality for cardless ATM withdrawals, including but not limited to:

  1. Bank of America
  2. Wells Fargo
  3. Chase Bank

To determine if a specific ATM supports Apple Pay, look for contactless payment symbols or Apple Pay logos on the machine. Note that availability may change as more banks and ATM operators adopt this technology.

Can you buy gas with Apple Pay at Sam’s Club?

Buying gas with Apple Pay at Sam’s Club is not an option. Sam’s Club does not support Apple Pay at any store locations, encompassing their fuel stations. Alternatively, customers can use their Sam’s Club membership card, credit or debit cards. Or take advantage of the Scan & Go functionality within the Sam’s Club app when purchasing fuel.

Can you add a Sam’s Club credit card to Apple Pay?

As of now, adding a Sam’s Club credit card to Apple Pay is impossible. The Sam’s Club app offers the Scan & Go feature for in-store purchases. But, it does not support adding the Sam’s Club credit card to the Apple Wallet. To make transactions, customers must use alternative payment methods. The methods like physical credit cards or the Scan & Go functionality within the Sam’s Club app.


Sam’s Club does not accept Apple Pay in 2024 for in-store, online, or gas station purchases. But, customers can still use alternative methods for a convenient shopping experience. For example, customers can enjoy a seamless checkout process using the Sam’s Club Scan & Go app.

Those who prefer using Apple Pay can do so through the Instacart platform. There may be better situations for Apple Pay users. But, these alternatives offer a satisfactory experience for Sam’s Club customers. They can shop efficiently and securely.


Hello! I'm Amma, a B.Ed. graduate from the University with a specialization in Geography Education. Despite the fact that it's a different field, I have a passion for exploring social phenomena that I studied in the subfields of Human Geography, such as Social Geography and Economic Geography. I possess a deep understanding of goods production, consumption, and distribution in relation to the environment in which they exist. I am here to provide answers to any questions you may have regarding products, grocery, services, and delivery on my website.

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